October 4, 2023

The Catholic Transcript

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Does putting CPF on the bill help increase the score?

During the purchase, it is common to hear the following question: “Do you want to include CPF in the invoice?”. Interrogation became common after state governments began programs to fight Tax evasion. In general, in Put the CPF into the noteThe consumer begins to compete for prizes and other types of benefits.

Read more: Negative Name: Find out what can make your CPF dirty in the box

Among these benefits, many believe that the measure helps Increase your credit score on Sierra. But does this really happen? See below what the Credit Protection Agency says regarding this.

CPF in CSN increases credit score?

In advance, it is necessary to clarify that there is nothing to prove that the CPF recording in the invoice serves as a factor for calculating the credit score. However, no protection agency, such as SPC and Serasa, resorts to using the bill to improve a person’s score.

On the other hand, there are certain situations that contribute to the appearance of a good motive thermometer. For those who don’t know, the score, ranging from 0 to 1000, is intended to assess the credit risk that a person represents in the market. That is, whether she can repay the debt or not.

Given that in order to determine someone’s credit score, overdue debt, history of being late, and paying bills on time, among other factors, the main advice for those who want to increase their credit score is not to delay any debt (whether card or home loan loan, etc.).

In addition, if the name is dirty, which is a factor hindering the rise of the score, the suggestion is that the consumer settle their situation as quickly as possible. But pay attention: After the name is cleared, it may take some time for companies’ trust level to return to what it was before. Therefore, prevent your name from entering the list of negatives.

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