Nubank has greatly expanded its operations however, it has expanded its range of new services in order to promote more and more products to its users. In agreement with the emerging Creditas, the digital bank is now offering its customers a better experience when contracting with a credit option.
At the same time that Nubank is a digital giant in financial solutions and helping its clients, Creditas is a specialist in digital loan methods. Read on and find out How to apply for a loan at Nubank.
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In this new credit option, users have the alternative of mortgaging the car as security for the contracted loan, for example. Nubank reported that the rates for this new type of loan would have better cost and benefits and that the terms would be longer. Since they aim to become shareholders in Creditas within two years, the company intends to acquire 7.7% of the shares in the partner company.
How does this type of loan work?
Fintech has made it clear that up to 90% of the car can be pledged as a form of credit guarantee. Upon closing of the Services Contract, users who complete the proposal through the app will still be able to count on a cashback of up to 1% of the value.
So, all you have to do is go into the app, go to the “Take Borrowed” option, and once that’s done, another explanatory page will open with the car pledge option. Right after that, click on Simulate Loan and it will direct you to the Creditas app. If you do not have this app downloaded on your phone, install it normally.
From then on, the continuation of the entire process will be carried out on the Creditas platform. The contracted service is gradually being released to nearly 40 million Nubank users. Therefore, this new method will allow the customer to take a loan and leave the car as a guarantee of payment.
It should be noted that the vehicle to be used as collateral must be in the name of the customer and all have up-to-date and paid documents.
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