October 4, 2023

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Nubank changes the rules and customer money starts getting lower returns

Nubank changes the rules and customer money starts getting lower returns

Nubank digital account will get automatic retroactive income, so the customer will only receive 30 days income on the 31st

Estimated reading time: 3 Minutes

last Monday (11), nubank It has announced a new functionality that allows its clients to organize their investments according to their goals. In this way, the digital bank reported that the profitability rule for the digital account had been changed.

retroactive income

Thus, the digital account will have an automatic retroactive income. Therefore, with the new rule, the customer will only receive the total income of the 30 days on the 31st, as if from the first day he earns 100% of the CDI. With this, the account will have income on all working days.

However, the new rule is applied exclusively to the balance of new deposits. Therefore, if the customer needs to use part of the amount for some payment or transfer, the income will be applied retroactively for each working day to the remaining amount.

However, the amount customers already had in their digital account prior to the change will continue to earn 100% of the CDI each business day without having to complete a minimum stay period.

Thus, this change will occur from the date the customer is notified via email or through the bank’s application, which is supposed to happen in the next few days.

Nobank account

A Nubank account is defined as a payment account, where the deposited amount is allowed to apply in Federal Government bonds and generate income through it.

The digital bank has a 100% correction rate, which means that Nubank has a return of 13.15% per annum.

How do you open a Nobank account?

Below is a step-by-step guide to open your digital bank account:

  • Download the Nubank app (available for Android And the iOS);
  • Provide all necessary data, such as CPF, RG, date of birth, income and address;
  • Submit a photo with your ID and wait for the analysis, which may take a few days;
  • After analysis, the card will be sent to the address mentioned in the registration.

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