a FGTS Recovery (Fundo de Garantia do Tempo de Serviço) is permitted in some situations provided by law, with dismissal without valid reason being the best known. But in addition to workers who have lost their jobs, other citizens will also be able to withdraw the benefit in 2022.
Read more: PIS / Pasep: Schedule of all payments scheduled for 2022
Valid since 2020, and birthday loot It is a method that allows to withdraw part of the fund’s accounts balance, every year, in the month of the citizen’s birth. Funds are available for up to three months.
When selected, the worker forgoes the withdrawal of the full amount of the FGTS in the event of dismissal. However, he still has the right to 40% fine paid by the employer.
Who can withdraw the FGTS in 2022?
Those born in January, February and March still have a chance to withdraw amounts in 2022. In the case of January birthdays, the deadline lasts until March 31.
Membership can be done at any time, but is only valid in the same year when you reach the last working day of the person’s birthday month. Those born in March, for example, will be able to withdraw money in the next few days if they migrate this month.
Annual withdrawal amount
See in the table below to what extent each person can withdraw from FGTSDepending on the available balance in your accounts:
| balance ranges | Withdrawal rate | extra premium |
| Up to 500 BRL | 50% | – |
| From 500.01 to 1,000 | 40% | 50.00 BRL |
| From 1,000.01 to 5,000 | 30% | 150.00 BRL |
| From 5,000.01 to 10,000 | 20% | 650.00 BRL |
| From 10,000.01 to 15,000 | 15th% | 1150.00 Brazilian Real |
| 15,000.01 to 20,000 | 10% | 1,900.00 BRL |
| Above 200.000.01.000 | 5% | 2900.00 Brazilian Real |
FGTS birthday withdrawal calendar
Check out the dates for the FGTS withdrawal in 2022:
| birth month | Withdrawal period |
| January | From January 3 to March 31 |
| February | From February 1 to April 29 |
| March | March 1 to May 31 |
| April | From 1 April to 30 June |
| maybe | From May 2 to July 29 |
| June | From June 1 to August 31 |
| July | From July 1 to September 30 |
| August | August 1 to October 28 |
| September | September 1 to November 30 |
| October | From October 3 to December 30 |
| November | From November 1, 2022 to January 31, 2023 |
| Dec | From December 1, 2022 to February 28, 2023 |
Anticipate interest
Caixa Ecomica Federal has a file line of credit Special for those who need money and choose to withdraw FGTS for a birthday. It is possible to apply from R$500, provided that each installment is not less than R$300.
The interest rate is only 1.49% per month, and the interested party can apply for interest up to five years at once. For more information, access the FGTS app or go to a Caixa branch.
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